Tip Of The Day
Do you have a living trust? We strongly suggest that you look into whether or not a Living Trust would be beneficial for your situation. Most iBudget.us users would benefit from a Living Trust. Check out our article on What is a Living Trust?
Easily Track Your Expenses - The goal of iBudget.us is to make tracking your expenses easy for you. As long as you have internet acces you can access your budget from any device such as your Phone, iPad, PC Computer, Mac Computer, Tablet, Internet TV and any other internet connected device. Apps will be coming for iPhone, Droid, and Windows Phone, but it is already so easy to use you won't even need an App. To give this a test drive login with Username: 'test' and Password '1234'.
With iBudget.us you put all of your expenses into three different categories
Variable Expense Category
This category has expenses that occur more than once each month or that might vary each month. Examples of this are Groceries, Entertainment, Gas for Cars, and so on.
Fixed Expense Category
People usually put items that are paid once a month in this category such as Rent or Mortgage, Electric Bill, Phone Bill, Car Payment, and any other one-time expense that consistently occurs each month.
Yearly Expense Category
These expenses are those that you pay over the course of a year. It might be one expense a year, or several expenses over the course of a year. If it a one-time payment per year, it should go in this category. If it is two payments a year it should go in this category.
How to Determine the Appropriate Category
It gets a little harder when looking at things like clothing. Do you put you clothing expenses in Variable, Fixed, or Yearly? The answer is always what works best for you. People will work their budgets differently. Use whatever works best for you!
Free Budget Software Marketing
I really enjoy my work marketing the Free Budget Software subject. Being able to present this subject in the right way has been very challenging and rewarding. Since it is not that easy to do, it is not very obvious how to do it.
How does iBudget.us Compare to Mint.com?
We did not set out to compete with mint.com. We feel that many people need a simple budgeting tool that is easy to use right out of the box. With iBudget.us webpage, you can setup your budget and access it in less than an hour. In comparison, Mint.com is much more involved and they setup your accounts and let you do a lot of detailed work. iBudget.us is simpler with many less features. If that is what you would like, then give it a try.
Free Budget Software
Thank you for your interest in our Free Budget Software. iBudget.us is dedicated to providing free budget tools to you for Free.
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